Would you know what to do if you suspect you are a victim of identity theft?

You could spend months or even years restoring your good credit. Or you could spend minutes shredding your valuable documents for free with Identity Shred.

If believe you may be a victim of identity theft, immediately contact the fraud department of any one of the three major credit bureaus and place a fraud alert on your credit file. A fraud alert requests creditors to contact you before opening any new accounts or making any changes to your existing accounts.

Once the first credit bureau confirms your fraud alert, the other two credit bureaus will be notified automatically to place fraud alerts on your credit file. All three credit bureaus will then send you a copy of your credit report, free of charge.

You should also close the accounts that you know or believe have been tampered with or opened fraudulently, and file a police report. Get a copy of the report to submit to your creditors.